You’re ready to buy a home … almost!
- Play with a mortgage calculator to get an idea of payment and price relationship.
- Look online for homes. Find what style of home and features you like.
- Physically explore neighborhoods to discover the areas would fit.
- Make note about your wants and needs.
- Most important … be sure that all decisions makers are up to speed!
STOP … Your NOT Ready
Please be aware! There are several issues that must be addressed before looking at homes, and there are important strategies you need to know before writing your offer. Working with an inexperienced agent that will let you get started without a strategy meeting is just setting you up to fail.
1. Make an appointment to meet with a strong agent.
The initial meeting is so important. Buying a home is a complicated process and can be very stressful. I will address all of your expectations and concerns. Then we will discuss the home search and buying processes, your financing and approval letter, the protections in the purchase agreement, and negotiating strategies. When we are done, we will have a strategy in place to get you into your next home “Stress Free”. Request an Appointment with Tom Perry
2. Contact and experienced mortgage broker, it matters.
Kenton Becker of American Pacific Mortgage has earned my trust to get the job done efficiently while being empathetic to my clients. The lender is more than the loan rate. Their understanding of loan requirements, loan processing and underwriters that are not hindered by additional corporate layers for loan approval are sometimes overlooked by Buyers. Of course you may already be approved. Let Kenton review and explain your good faith Estimate. You can start the Loan Process online.
3. Bring all your questions and concerns to our meeting.
Questions and concerns are the biggest factor that stops Buyers from winning in this market. I have found that only when the Buyer understands the process, their financing and the protections in the purchase agreement can they move forward “Stress Free” and the from that point this is a fun process.
4. Use the NWMLS Search Portal daily
It’s great that you are already using a search engine to find properties. You will use that site to discover more information about the properties that come to you through the NWMLS Portal. This portal is in real time and is truly updated every 15 minutes. It is the property search connection between you and your agent that may be the difference in finding the right home or not. Watch a short video on using the NWMLS Property Search Portal.
5. Be available to view possible properties.
Look at the available property emails as they come in and be ready to view those that are possibilities ASAP. In any market, it is important to make quick decisions from an educated platform. Following my system, you will be so far ahead of most Buyers. You will be able to confidently make quick decisions which could be the difference in mutual acceptance, closing and moving into the right home.
Tom Perry is ready to help you. Contact me today for a consultation. I will listen. Tell me what you want to accomplish, about your financial position, and your level of understanding of the process. Whether it’s time top buy now or in the future, together we will lay out your options and help to put a plan of action in place. REX2020.com Real Estate Solutions